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Lisa Stinocher O'Hanlon

1331 5th St. NE


Minn 55906



Website Standard Terms and Conditions

These Website Standard Terms and Conditions (these "Terms") contained herein on this webpage, shall govern your use of this website, including all pages within this website (collectively referred to herein below as this "Website"). These Terms apply in full force and effect to your use of this Website and by using this Website, you expressly accept all terms and conditions contained herein in full. You must not use this Website if you have any objection to any of these Website Standard Terms and Conditions.

This Website is not for use by any minors (defined as those who are not at least 18 years of age), and you must not use this website if you are a minor.

Intellectual Property Rights

Other than content that you own, which you may have opted to include on this Website, under these Terms, and/or its licensors own all rights to the intellectual property and material contained in this Website, and all such rights are reserved. The images of my work are copyrighted and may not be used without express permission.

EXCEPTION 01: The language and legal writing that I do in the SYNC section of this website are published for your use. You may copy my legal writing if you so desire without concern. In the current legal climate we are experiencing, you could probably get away with copying it whether I liked it or not anyway, because I could never find an attorney to sue you for my loss and harm.  But if I could, you would be in big trouble.

EXEPTION 02: You may copy and use this Policy Section if you need one for your own website, but you will have to make some changes.


You are expressly and emphatically restricted from all of the following:

  • publishing any Website material in any media;

    • Exception for legal material is discussed above.

  • selling, sub-licensing, and/or otherwise commercializing any Website material;

    • if you want to re-publish my legal work; it had better be for free, I spent my years researching the hard way

  • publicly performing and/or showing any Website material;

  • using this Website in any way that is or may be damaging to this Website;

  • using this Website in any way that impacts user access to this Website;

  • using this Website contrary to applicable laws and regulations, or in a way that causes or may cause harm to the Website, or to any person or business entity who is not already dangerous to himself and others;

  • engaging in any data mining, data harvesting, data extracting, or any other similar activity in realation to this Website, or while using this Website;

  • using this Website to engage in any advertising or marketing without express authorization of Lisa Stinocher O'Hanlon;

Members Area:


Certain areas of this Website are restricted from access by you and may further restrict access by you to any areas of this Website at any time, in her sole and absolute discretion. Any user ID and password you may have for this Website are confidential and you must maintain confidentiality of such information.

Your Content

In these Website Standard Terms and Conditions, "Your Content" shall mean any audio, video, text, images, or other material you choose to display on this Website. With respect to Your Content, by displaying it, you grant a non-exclusive, worldwide, irrevocable, royalty-free, license to use, reproduce, adapt, publish, translate, and distribute it in any and all media.  Of course, I would never do this. I simply don't have time. Furthermore, I just wouldn't.  However I found the paragraph interesting and in the interest of CYA I thought I would leave it in, plus I wonder what the rest of the parties to this Website would have to say about any of our stuff anyway - right?

Your Content must be your own and must not be infringing on any third party's rights. reserves the right to remove any of Your Content from this Website at any time, and for any reason, without notice.

No Warranties

This Website is provided "as is" with all faults, and makes no express or implied representations or warranties of any kind related to this Website or the materials contained on this Website. 

EXCEPTION: I do guarantee my products and the work that I make and sell within this website and in my jewelry booth, which is guaranteed to be repaired or replaced within 90 days of purchase.

Additionally, nothing contained on this Website shall be construed as providing consult or advice to you. You may copy my legal writing at your own risk.  If you aren't sure, don't do it. Every case is different.

Limitation of Liability

In no event shall be liable to you for anything arising out of or in any way connected with your use of this Website, whether such liability is under contract, tort, or otherwise, and shall not be liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website.


You hereby indemnify to the fullest extent from and against any and all liabilities, costs, demands, causes of action, damages and expenses including reasonable attorney's fees arising out of or in any way related to your breach of any of the provisions of these Terms.


If any provision of these Terms is found to be unenforceable or invalid under any such applicable law, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein.

This Website is Void Where Prohibited.

Variation of Terms is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review such Terms on a regular basis to ensure you understand all terms and conditions governing this Website.

Assignment shall be permitted to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification or consent required. However, you shall not be permitted to assign, transfer, or subcontract any of your rights and/or obligations under these Terms. 

That's fair, isn't it?

Entire Agreement

These Terms, including any legal notices and disclaimers contained on this Website constitute the entire agreement between and you in relation to your use of this Website, and supersede all prior agreements and understandings with respect to the same.

Governing Law & Jurisdiction

These Terms will be governed by and construed in accordance with the laws of the State of Minnesota, and you submit to the non-exclusive jurisdiction of the state and federal courts located in Minnesota, because you will have to sue me where I live. But I can't change the jurisdiction laws, and if I want to sue you, I will have to do it where you live. And furthermore everyone seems to just do whatever he wants in Minnesota and pretty much all over the world.  If I had a problem I would likely try to see if I could secure some sort of agency jurisdiction through the Internet this and that or something or another. There are probably at least seven by now...

Silver Spirit Privacy Policy


We receive, collect and store any information you enter on our website or provide us in any other way. In addition, we collect general information and purchase history. We may use software tools to measure and collect session information, including page response times, length of visits to certain pages, page interaction information, and methods used to browse away from the page. 

Information Collection

When you conduct a transaction on our website, as part of the process, we collect personal information you give us such as your name, address and email address. Your personal information will be used for the specific reasons stated above only.

Why do you collect such personal information?

We collect such Non-personal and Personal Information for the following purposes:

  1. To provide and operate the Services;

  2. To provide our Users with ongoing customer assistance and technical support;

  3. To be able to contact our Visitors and Users with general or personalized service-related notices and promotional messages;

  4. To create aggregated statistical data and other aggregated and/or inferred Non-personal Information, which we or our business partners may use to provide and improve our respective services; 

  5. To comply with any applicable laws and regulations.

How do you store, use, share and disclose our site visitors' personal information?

Our company is hosted on the platform. provides us with the online platform that allows us to sell our products and services to you. Your data may be stored through’s data storage, databases and the general applications. They store your data on secure servers behind a firewall. 

All direct payment gateways offered by and used by our company adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of credit card information by our store and its service providers.

How do I communicate with your site visitors?


We may contact you to notify you regarding your account, to troubleshoot problems with your account, to resolve a dispute, to collect fees or monies owed, to poll your opinions through surveys or questionnaires, to send updates about our company, or as otherwise necessary to contact you to enforce our User Agreement, applicable national laws, and any agreement we may have with you. For these purposes we may contact you via email, telephone, text messages, and postal mail. You are always free to opt out of these communications.



All sorts of cookies are being passed around by third party platforms which access this website, however they are all accredited and trusted by and

Privacy policy updates

We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it. 

Withdrawal of Consent and other Questions:


If you don’t want us to process your data anymore, please contact us at or send us mail to:


Lisa Stinocher O'Hanlon

1331 5th Street NE, Rochester, Minnesota 55906.

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